Efnisyfirlit

• Cover
• Introduction
  • About This Book
  • Foolish Assumptions
  • Icons Used in This Book
  • Beyond the Book
  • Where to Go from Here
• Part 1: Getting Started with Personal Finance
  • Chapter 1: Your Financial Checkup
    • Calculating Your Financial Worth
    • Grasping the Importance of Savings
    • Understanding and Improving Your Credit Score
    • Comprehending Your Investment Options
    • Examining Insurance Coverage
    • Identifying Common Financial Mistakes Young Adults Make
  • Chapter 2: Budgeting, Goal Setting, and Valuing Saving
    • Developing a Savings Mind-Set
    • What It’s Worth: Valuing Savings over Time
    • Budgeting and Boosting Your Savings
    • Setting and Prioritizing Your Savings Goals
    • Saving When You’re Strapped
  • Chapter 3: Using Loans and Paying Down Debts
    • Eyeing the Causes of Generational Debt
    • Making the Most of Loans
    • Dealing With Student-Loan Debt
    • Working Off Consumer Debt
    • Getting Help for Extreme Debt
    • Preventing Consumer Debt Relapses
  • Chapter 4: Everything Credit: Scores and Reports
    • A Primer on Credit Reports and Credit Scores
    • Getting Your Hands on Your Credit Reports and Scores
    • Scrutinizing Your Credit Reports to Improve Them
    • Preventing Identity Theft
• Part 2: Saving and Earning More
  • Chapter 5: Proven Ways to Spend Less and Save More
    • Containing Housing Costs
    • Cutting Your Taxes
    • Managing Food Costs
    • Trimming Transportation Expenses
    • Finessing Fashion Finances
    • Relaxing on a Budget
    • Taming Technology Spending
    • Keeping Down Insurance Costs
    • Getting Professional Advice
    • Handling Healthcare Expenses
  • Chapter 6: Taxes: Reduce Them or Else!
    • Understanding Taxable Income
    • Comparing Marginal Taxes
    • Reducing Taxes on Work Income
    • Increasing Your Deductions
    • Lowering Investment Income Taxes
    • Enlisting Education Tax Breaks
    • Preparing Your Tax Return and Minimizing Your Taxes
  • Chapter 7: Housing: Comparing Renting and Buying
    • The Ins and Outs of Renting
    • Figuring the Costs of Owning and Making It Happen Financially
    • Finding the Right Property
    • Working with Real-Estate Agents
    • Financing Your Home
    • Putting Your Deal Together
  • Chapter 8: Relationships and Money
    • Handling Roommates
    • Living-Together Contracts
    • Getting Married
    • Understanding Your Money Beliefs and Practices
    • Getting a Grip on Procrastination Where Money is Concerned
  • Chapter 9: Making the Most of Your Career
    • Getting Your Career Going
    • Exploring Entrepreneurial Options
    • Changing Jobs or Careers
    • The Young and the Unemployed
• Part 3: Investing for Your Future Goals
  • Chapter 10: Successful Investing Principles
    • Understanding Investments
    • Getting a Handle on Investment Risks
    • Spreading Your Investment Risks
    • Selecting an Investment Firm
    • Evaluating Pundits and Experts
  • Chapter 11: Making the Best Use of Bank Accounts
    • Identifying Your Options
    • Understanding Your Bank Account Options
    • Banking Online
    • Considering Your Alternatives
  • Chapter 12: Portfolios for a Purpose
    • Before You Begin Investing
    • Investing Nonretirement Account Money
    • Investing Retirement Account Money
    • Investing for Education
  • Chapter 13: Real-Estate Investing
    • Understanding Real-Estate Investment Pros and Cons
    • Evaluating Simpler Real-Estate Investments
    • Assessing Residential Housing Investments
    • Investing in Commercial Real Estate
    • Shunning Sure-to-Lose Real-Estate Investments
    • Researching Where and What to Buy
    • Digging for a Good Deal
• Part 4: Insurance: Protect Yourself, Your Loved Ones, and Your Assets
  • Chapter 14: The Lowdown on Health Insurance
    • Making Sure You’re Covered
    • Finding Your Best Health Plan
    • Shopping for Health Insurance
    • Health Savings Accounts: Tax Reduction for Healthcare Costs
  • Chapter 15: Safeguarding Your Income
    • Protecting Your Income for You and Yours: Disability Insurance
    • Protecting Your Income for Dependents: Life Insurance
    • Caring for Your Loved Ones: “Peace of Mind” Insurance
  • Chapter 16: Home, Auto, Renters, and Other Insurance Policies
    • Protecting Your Home and Possessions: Homeowners and Renters Insurance
    • Insuring Your Car
• Part 5: Your Information Diet
  • Chapter 17: Using Media Resources
    • Going Online: The Wild West of Advice and Predictions
    • Getting Financial Perspectives and Advice from the Media
  • Chapter 18: Professionals You Hire
    • Seeing the Value of Professional Advice
    • Considering Financial Advisors
    • Taming Your Taxes with Help
    • Working with Real-Estate Agents
    • Using Online Resources to Find Service Providers
• Part 6: The Part of Tens
  • Chapter 19: Ten Ways to Save on a Car
    • Don’t Buy a Car in the First Place
    • Pay Cash: Shun Leasing and Borrowing
    • Consider Total Costs
    • Compare New with Used
    • Understand a Car’s Real Value Before Negotiating
    • Take Care of Your Car
    • Explore Your Servicing Options
    • Drive Safely
    • Take a Lean and Mean Insurance Policy
    • Track Tax-Deductible Auto Expenses
  • Chapter 20: Ten Things to Value More Than Your Money
    • Investing in Your Health
    • Making and Keeping Friends
    • Appreciating What You Have
    • Minding Your Reputation
    • Continuing Education
    • Having Fun
    • Putting Your Family First
    • Knowing Your Neighbors
    • Volunteering and Donating
    • Caring for Kids
  • Chapter 21: Nearly Ten Things to Know About Apps
    • You May Well Get What You Paid for with “Free” Apps
    • Conduct and Manage Financial Tasks
    • Use Apps Only from Legitimate Companies with Lengthy Track Records
    • Consider the Alternatives to an App
    • Keep Focused on Your Spending
    • Settle up with Friends but Beware Fees
    • Save Money on Commonly Purchased Items
    • Tap Into the Latest Economic and Financial Data
    • Invest With Confidence
• Investing in Your 20s & 30s For Dummies
  • Bonus: Investing in Funds: Mutual Funds and Exchange-Traded Funds
    • Understanding the Advantages of Funds
    • Maximizing Your Chances for Fund Investing Success
    • Creating and Managing a Fund Portfolio
    • Identifying the Best Mutual Funds and ETFs
    • Considering Alternatives to Investing in Funds
• About the Author
• Connect with Dummies
• End User License Agreement

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