Efnisyfirlit

• Cover image
• Title page
• Table of Contents
• Copyright
• Acknowledgments
• Chapter 1. Introduction
  • Abstract
  • M-Pesa: Providing Some of the World’s Poorest With Financial Access
  • Venmo: Effortlessly Split Dinner Tabs, Buy Concert Tickets With Friends
  • Bitcoin, Ethereum and Other Cryptocurrencies
  • Blockchain: A Protocol With Wide Application Potential
  • Square: Mobile Payments
  • Stripe: E-Commerce Payments
  • Lending Club, SoFi, Kiva: Peer-to-Peer Lenders Disintermediate the Banks
  • Transferwise: Matching Users for Remittances
  • Chapter 2. Disruption and Disintermediation in Financial Products and Services: Why Now?
  • Chapter 3. Money: A Medium of Exchange, Unit of Account and Store of Wealth
  • Chapter 4. Financial Institutions
  • Chapter 5. Bubbles, Panics, Crashes, and Crises
  • Chapter 6. Bank Lending
  • Chapter 7. Time Value of Money: Interest, Bonds, Money Market Funds
  • Chapter 8. Equities, Efficient Markets, Exchanges
  • Chapter 9. Foreign Exchange
  • Chapter 10. Forwards, Futures, and Swaps
  • Chapter 11. Commodities
  • Chapter 12. Options
  • Chapter 13. Startup Financing
  • Chapter 14. Fintech in a Global Setting
  • Chapter 15. Fintech and Government Regulation
  • Chapter 16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
  • Chapter 17. The Future Millennial Bank—Your Parents’ Bank Integrates With the Disrupters
• Chapter 2. Disruption and Disintermediation in Financial Products and Services: Why Now?
  • Abstract
  • Millennials
  • Millennials are Using Money Differently
  • Technology
  • Quantum Computing
  • Graphical Processing Units
  • The Cloud
  • Artificial Intelligence
  • Fintech Application of AI
  • Startup Lifestyle
  • References
  • Further Reading
• Chapter 3. Money: A Medium of Exchange, Unit of Account, and Store of Wealth
  • Abstract
  • How is Money Measured?
  • Trends in Non-Cash Payments
  • Financial System Plumbing: How Credit Cards Work
  • Financial System Plumbing: The ACH
  • How the ACH Network and ACH Payments System Works
  • Fintech Applications
  • Digital or “Crypto” Currencies
  • How Bitcoin Works
  • Silk Road
  • Mt. Gox
  • Bitcoin in China
  • Bitcoin in Venezuela
  • Bank of England
  • Initial Coin Offering
  • Blockchain: A Form of Distributed Ledger Technology
  • BIS: Digital Ledger Technology
  • R3
  • Depository Trust and Clearing Corporation
  • Digital Asset Holdings
  • Chicago Mercantile Exchange
  • Ripple
  • Payments
  • Adyen
  • Apple Pay
  • Square
  • Stripe
  • Venmo
  • Zelle
  • Zoop
  • Alipay
  • References
• Chapter 4. Financial Institutions
  • Abstract
  • Information Asymmetries, Moral Hazard, and Adverse Selection
  • Commercial Banks
  • Investment Banks
  • Central Banks
  • Insurance Companies, Finance Companies, Hedge Funds, Mutual Funds, Exchange Traded Funds
  • Shadow Banking: Other Financial Intermediaries
  • Historical Innovation in Big Financial Institutions
  • Fintech Applications
  • World’s Best Digital Bank
  • References
• Chapter 5. Bubbles, Panics, Crashes, and Crises
  • Abstract
  • Selected Notable Events
  • Tulipmania
  • South Seas Bubble
  • Mississippi Company
  • Bank Panic of 1907
  • The Great Depression
  • Regulatory Responses to the Great Depression
  • Stock Market Crash of 1987
  • Tech Bubble: The Dotcom Crash in 2000
  • The Global Financial Crisis
  • Regulatory Responses to the Global Financial Crisis
  • Common Features: Run-Up Phase and Crisis Phase
  • Fintech Issues Relevant to Systemic Financial Risk
  • Appendix: Timeline of Global Financial Crisis Events 2007–10
  • References
• Chapter 6. Bank Lending
  • Abstract
  • Secured vs Unsecured Loans
  • LIBOR
  • Real Estate Loans
  • Payday Lending
  • Credit Scores: FICO
  • Fintech in Lending
  • References
  • Further Reading
• Chapter 7. Time Value of Money: Interest, Bonds, Money Market Funds
  • Abstract
  • Future Value and Present Value
  • Internal Rate of Return
  • Credit Instruments
  • Fisher’s Law
  • Term Structure and Yield Curve
  • Types of Debt Instruments: Money Market Instruments
  • Types of Money Market Funds
  • Types of Debt Instruments: US Treasury Securities
  • Types of Debt Instruments: Agency Securities
  • Types of Debt Instruments: Corporate Bonds
  • Types of Debt Instruments: Municipal Securities
  • Types of Debt Instruments: Sovereign Debt
  • Fixed Income Trading Platforms
  • Fintech Applications
• Chapter 8. Equities
  • Abstract
  • Risk, Return, and Diversification
  • Capital Asset Pricing Model
  • Efficient Market Hypothesis
  • Random Walk
  • Equity Indexes
  • Types of Orders
  • Equity Trading Venues
  • Regulation
  • Fintech in Equities
  • Roboadvisors
  • References
• Chapter 9. Foreign Exchange
  • Abstract
  • Exchange Rate Determination in the Long Run
  • Exchange Rate Determination in the Short Run
  • Effects of Relative Interest Rates on Exchange Rate Determination
  • Currency Futures, Options, and Swaps
  • Fintech Applications
  • Anti-Money Laundering and Other Concerns
  • References
• Chapter 10. Futures, Forwards, and Swaps
  • Abstract
  • Futures Mechanics
  • Single Stock Futures
  • Equity Swaps
  • Total Return Swap
  • Inflation Swap
  • Stock Index Futures
  • Interest Rate Swaps
  • Interest Rate Futures
  • Hedging Example: Locking in an Interest Rate
  • Credit Default Swaps
  • Hedging Example: Protecting a Bond Payment Stream With CDS
  • Fintech Applications
  • References
• Chapter 11. Commodities
  • Abstract
  • Evolution of Commodity Trading
  • Central CounterParty
  • Categories of Commodities
  • Commodity Forwards, Futures, Swaps, and Options
  • Trading Conventions and Terminology
  • Participants in Futures Markets
  • Hedging Example: Farmers and Corn
  • Hedging Example: Airlines and Jet Fuel
  • Commodities as an Asset Class
  • Commodities Exchange Traded Fund
  • Fintech in Commodities
  • Blockchain in Post-Trade Processing
  • Blockchain in Physical Commodities
  • Artificial Intelligence in Energy Data Analysis
  • References
• Chapter 12. Options
  • Abstract
  • Risks in Trading Options
  • Basic Option Strategies
  • Additional Option Strategies
  • Option Pricing
  • Theoretical Pricing Models
  • Fintech Applications in Options
  • References
• Chapter 13. Startup Financing
  • Abstract
  • Credit Cards and Cash on Hand
  • Friends and Family
  • Loans
  • Crowdfunding
  • Equity Crowdfunding
  • AngelList
  • Angels
  • Accelerators
  • Venture Capital
  • Initial Public Offering: Is Going Public (IPO) the Founder’s Holy Grail?
  • Initial Coin Offerings
  • References
  • Further Reading
• Chapter 14. Fintech in a Global Setting
  • Abstract
  • Fintech in the United Kingdom
  • Fintech in the European Union
  • Fintech in Germany
  • Fintech in Canada
  • Fintech in China
  • Fintech in Singapore
  • Fintech in India
  • Fintech in Africa
  • Fintech in Brazil
  • References
• Chapter 15. Fintech and Government Regulation: If It Quacks Like a Bank…
  • Abstract
  • Financial Regulation Background
  • Significant Legislation Governing US Financial Regulation
  • Financial Regulators
  • Office of the Controller of the Currency
  • Federal Depositors Insurance Corporation
  • Office of Financial Asset Control and Financial Crimes Enforcement Network
  • Several Start-ups Have Been Found to Be in Violation of Regulations
  • US Policies to Support Fintech Start-ups
  • UK Policies to Support Fintech Start-ups
  • EU Support for Fintech
  • Regtech: Fintech Technologies Designed to Help With the Financial Regulatory Burden
  • References
• Chapter 16. Social Issues: Diversity and Inclusion, Unemployment, and Income Distribution
  • Abstract
  • Lack of Diversity in VCs
  • Is It a Pipeline Problem? A Bias Problem? Both?
  • Unemployment and Income Distribution Effects
  • Income Distribution Effects
  • Who Reaps the Gains of Technological Advancement?
  • References
  • Further Reading
• Chapter 17. They are Not Dead Yet: How Big Financial Institutions Will Work with Fintech Startups to Define the Market Structure of the Future
  • Abstract
  • Incubators and Accelerators
  • Big Financial Institutions Investing in and Partnering with Startups
  • Card Startup Support Programs
  • Distributed Ledger Projects
  • Internal Bank Units
  • Goldman Sachs: “We are a technology company”
  • Altering Internal Banking Culture to Reflect Millennial Sensibilities
  • For Banks, Disruption has Its Risks but also Opportunities
  • References
  • Further Reading
• Index

UM RAFBÆKUR Á HEIMKAUP.IS

Bókahillan þín er þitt svæði og þar eru bækurnar þínar geymdar. Þú kemst í bókahilluna þína hvar og hvenær sem er í tölvu eða snjalltæki. Einfalt og þægilegt!

Rafbók til eignar
Rafbók til eignar þarf að hlaða niður á þau tæki sem þú vilt nota innan eins árs frá því bókin er keypt.

Þú kemst í bækurnar hvar sem er
Þú getur nálgast allar raf(skóla)bækurnar þínar á einu augabragði, hvar og hvenær sem er í bókahillunni þinni. Engin taska, enginn kyndill og ekkert vesen (hvað þá yfirvigt).

Auðvelt að fletta og leita
Þú getur flakkað milli síðna og kafla eins og þér hentar best og farið beint í ákveðna kafla úr efnisyfirlitinu. Í leitinni finnur þú orð, kafla eða síður í einum smelli.

Glósur og yfirstrikanir
Þú getur auðkennt textabrot með mismunandi litum og skrifað glósur að vild í rafbókina. Þú getur jafnvel séð glósur og yfirstrikanir hjá bekkjarsystkinum og kennara ef þeir leyfa það. Allt á einum stað.

Hvað viltu sjá? / Þú ræður hvernig síðan lítur út
Þú lagar síðuna að þínum þörfum. Stækkaðu eða minnkaðu myndir og texta með multi-level zoom til að sjá síðuna eins og þér hentar best í þínu námi.



Fleiri góðir kostir
- Þú getur prentað síður úr bókinni (innan þeirra marka sem útgefandinn setur)
- Möguleiki á tengingu við annað stafrænt og gagnvirkt efni, svo sem myndbönd eða spurningar úr efninu
- Auðvelt að afrita og líma efni/texta fyrir t.d. heimaverkefni eða ritgerðir
- Styður tækni sem hjálpar nemendum með sjón- eða heyrnarskerðingu